Fee Schedule

 

 


Overview ( Fees the same for Business Accounts )


 

Victor Valley Federal Credit Union
Effective March 1 , 2015

 

Terms

Amount

  CHECKING ACCOUNT MONTHLY SERVICE FEE        $5.00
STOP PAYMENT

 

  (per check – fee’d  at time of signing) 

$15.00

   

 

DEPOSIT ITEM UNPAID RETURN

 

  (written to you and returned)

$29.00

DEPOSIT ITEM RETURN FEE

 

  (written to you, returned and resubmitted)

$19.00

PHOTOCOPY OF PAID DRAFT(2 free per statement)

$5.00

OVERDRAFT TRANSFER FEE

 

  (each occurrence)

$4.00

ONE TIME MEMBERSHIP FEE

$5.00

NSF CHECK/ACH RETURNED ITEM

$2900

ADDITIONAL COPY OF STATEMENT

 

  (each)

$5.00

WITHDRAWALS MADE BY CREDIT UNION CHECK

 

  (1 PER MONTH FREE PER MEMBER)

$4.00

LOAN APPLICATION FEE

$20.00

  Loan Modification Fee

$28.00

  DMV Workup(lease buy-out or private party)

$35.00

ATM MACHINE WITHDRAWALS PER TRANSACTION (5 PER MONTH FREE)  

$2.50

ATM/POS (Point of Sale)/ Debit Transactions          FREE
REISSUE ATM/DEBIT CARD

$10.00

REISSUE PIN NUMBER          $5.00
ATM/DEBIT DEPOSIT ADJUSTMENT

$10.00

UNBLOCK  ATM CARD

$25.00

NSF DEBIT/ATM CARD WITHDRAWAL

        $29.00

IRA CUSTODIAL FEE

 

  (per year)

$15.00

  (outgoing tansfer/rollover fee)         $20.00
  (closure fee)

$25.00

  IRA Withdrawal Fee (After 2 free per year)         $ 5.00
MONTHLY SHARE ACCOUNT FEE

$5.00

  (waived if under 18 years or has another VVFCU product/service or 60years or over)

 

ACCOUNT CLOSURE FEE (after 90 days of opening)

$5.00

ACCOUNT CLOSURE FEE (within 90 days of opening)

$10.00

WIRE TRANSFER FEE

 

  (Domestic)

$30.00

  (International)

$45.00

  (Incoming - All)         $10.00
MONEY MARKET CHECKING ($2500.00 MINIMUM to receive dividends or $2.50 fee per month if   under minimum daily balance)
     Maximum Six Transactions Per Month or $10.00 per transaction thereafter

CHRISTMAS CLUB
     No withdrawal fee in November or December.
     $10.00 per w/d  any other month

VACATION/SUMMER CLUB
     No withdrawal fee In June - September    
$10.00  per w/d any other month

MONEY ORDERS

  $2.00
LEGAL DOCUMENT/LEVY PROCESSING                                                                     $ 30.00
NOTARY SERVICE PER SIGNATURE                                                                          $ 10.00
CHECK CASHING FEE
     $5.00 per  item if no direct deposit or depositing less than $10.00.

 

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